Why do I need professional indemnity cover?
Clients might claim compensation if there is a mistake in your work which causes them to suffer financially.
You could face claims if you accidentally disclose data or infringe your client’s legal rights.
Which optional extras do I need?
If you have employees, the law requires you to have at least £5 million of employers’ liability cover for injury or sickness claims from employees.
Do you have visitors to your office or do you visit your clients at their offices?
If you have visitors to your office or you visit clients in their offices, you should probably have public liability insurance as it could protect you from claims arising from things as simple as a visitor tripping over loose carpet or someone slipping on the stairs. Claims can also occur if you knock over a vase or accidentally leave a door or a window open in a property which you have visited.
You handle people’s information -
You could face claims if you accidentally disclose data or infringe on a client’s legal rights.